We turn investments into loans and education to create opportunity and transform lives across New Hampshire.

The New Hampshire Community Loan Fund collaborates with a wide range of donors and lenders, and with business, nonprofit and government partners. Together, we provide the financing and support that people with low and moderate incomes need to have affordable housing. Quality jobs. Child care and early education for their children. And to become financially independent.

We were established in 1983, one of the first Community Development Financial Institutions in the U.S., and have received the highest honor in our field, the Wachovia NEXT Award for Opportunity Finance.


The right business capital
Co-op fishery outdid goals
Resident-owned communities
Opportunity. For All.

Success stories

"Lean" describes more than the meat at Brookford Farm, where Luke Mahoney has embraced progressive business practices.
Stony Brook Estates' 2014 conversion to resident ownership kept homes affordable for its retirees.
Gahungu Simon, who grew up in refugee camps, used an IDA to become the first in his family to get a college degree.

What's new

Manufactured-home park in Boscawen purchased by residents makes ROC #120

NH Community Loan Fund helps families in Baker & Birch Cooperative, Inc. organize and purchase Smith’s Mobile Home Park.

Above and Beyond Awards 2016

ROC-NH celebrates 2016 Above and Beyond Award winners.

Woodbury Cooperative gets kudos!

NHPR wrote a story highlighting ROC #119's recent conversion and reasons why they decided to be a resident owned community.

ROC #119 preserves affordable housing in Portsmouth

A city with precious little affordable housing has its first resident-owned manufactured-home community.